Lesson 7
Real Life Scenario: When stopping at a gas station on a planned trip to Pennsylvania with your family, you use your credit card instead of paying with cash, despite past experiences telling you otherwise. When you return home from the long trip, you habitually check your bank balance, only to find that someone charged your credit card for a flat screen TV while you were gone.
Step 1: Your identity has been stolen. What should you do first to protect yourself and your finances? Place a fraud alert on your credit reports and request reports from the three reporting agencies to check for fraudulent charges
Step 2: What should you do next to ensure your accounts aren't compromised? Close any accounts that could be compromised and any accounts that have been fraudulently opened
Step 3: Who should you then contact and what action should you take? File an identity fraud report with the FTC to ensure you receive certain protections
Step 4: The fourth step involves contacting your local or community police. What action should you take when you contact them? File a report with local police or in the community where the identity theft took place
Step 1: Your identity has been stolen. What should you do first to protect yourself and your finances? Place a fraud alert on your credit reports and request reports from the three reporting agencies to check for fraudulent charges
Step 2: What should you do next to ensure your accounts aren't compromised? Close any accounts that could be compromised and any accounts that have been fraudulently opened
Step 3: Who should you then contact and what action should you take? File an identity fraud report with the FTC to ensure you receive certain protections
Step 4: The fourth step involves contacting your local or community police. What action should you take when you contact them? File a report with local police or in the community where the identity theft took place